Minute with John Maxwell – Blessed

Hi John Maxwell today welcome with a minute with Maxwell. A blessed life is the best life. Now if I looked at each one of you today and there are so many times when I’m having my minute with you that I wish we could literally interact it would be so much fun to talk back and forth. But if I ask you today every one of you the literally tens of thousands and hundreds of thousands of people, if I ask you how many of you would like to live and have a blessed life we would all raise our hands. I would be raising mine also because we want to live a life of fulfillment. We want to live a life of joy, we want to live a life of happiness. It’s just naturally human for all of us to want the best for ourselves and the best for our family the best for the people that we love our friends or people that are in our community.

So when I think of a blessed life I think it always includes and involves other people. I don’t think it’s possible to have a blessed life just for myself, by myself that I’ve done to myself. I think it involves other people, I need you to help bless me just like I need to bless. You, I think the blessed life always needs community, a community that cares for one another. In a community that puts one another first. So when I say have a blessed life, what I really want for you is, I want you to bless someone else, and then is when you find what I call the boomerang of blessing. The boomerang of blessing is as you bless others it comes right back to you, and the more that you bless others the more that you get blessed.

And now you are beginning to see the big picture, the revolving picture of the blessed life. So turn off minute with Maxwell, go bless somebody, and just watch that boomerang right back into your life. Have a great day.

Source: Minute with John Maxwell

Minute with John Maxwell – Perseverance

by John Maxwell

When I was a child my favorite story was the little engine that thought he could. Hi! John Maxwell here welcome to minute with Maxwell and that little story of the engine of thought that he could brings me to a principle of persistence you know the story don’t you? It’s the big hill and the little engine and that hill looked awfully intimidating big the engine, but he started and got a good run on the level tracks they start going up the hill and kept saying all the way up I think I can. I think I can. I think I can, and as he kept going up higher and higher it got harder, and they went slower, and just barely moving at the top when he got there. I thought I could love the story, and it’s a beautiful story of what persistence will do for us.

You see persistence has that’s its motivation anticipation you show me a person that is persistent who stays with the job longer than others doesn’t quit and I’ll show you a person who has a great sense of anticipation. Anticipation keeps me in the game, I can be persistent as long as I think that there’s answer. I can think that there’s light at the end of the tunnel. I think that I’m going to find my way. It’s that anticipation that keeps us being persistent, and to be honest with you persistence is the great separator.

Recently they did a survey of which they put out ten people into a room and they asked them to think of this idea, and get creative with it and maximize it as much as they could, and now hour after they were in this conversation they remove five of them, but before they remove the five they had the discussion, and they they got the best formed idea that the ten of them could do. They removed five of them, and then left five left the five that were left behind they had another hour to stay on the same. I, yeah to see if they could improve it even more than the next 10 hours had done in the first hour in every case. The five that stayed behind and worked into their hour came up with a better idea and a higher idea than those who left after the first hour.

Fewer people, but better depth than a better answer now. Why was that was it the fact that the five that left word of smarter as far as the state know has nothing to do with any of that, had everything to do with if you’ll stay with something a little bit longer the odds, are very high that it will get better and that’s the strength of persistence. Persistence makes us better. The question you and I have to ask ourselves is what have we stopped doing that shortcut us, and kept us from reaching a level potential that we do not know the next time you’re tempted to quit. Just remember the story give it another hour. I promise you persistence pays thanks for being with me today on a minute with Maxwell.

Source: Minute with John Maxwell

Rule of Success Surround Yourself With Greatness


Surround yourself with the people that uplift and support you that creates a phenomenal impact in your life. I think Karl Menninger from the Medicare Foundation one time said, “Environment is more important than heredity.” The people we’re surrounded by have a greater bearing on our life and our success in life than what’s built into the genes at birth.

There’s genetic conditioning, there’s environmental conditioning, this environmental conditioning goes on all the way through life, you will find as you improve the quality of your life, improve your thinking, you even attract a different group of people into your life, and they are going to add to your life. You see the people we’re surrounded by their thinking is going right into our mind.

We want to mix with people who are really making it happen, take a look at your friends that you’re with most oftentimes, and ask yourself if I have children what I want them to grow up be like them? The answer is no, you better start looking for some new friends, if the answer is yes you’re already in the right circle of people. Think about what I’m saying, the people we’re surrounded with have a phenomenal impact on our lives, and help make us who we are.

Interview with Bob Proctor by Evan Carmichael

Rule of Success Start With The Vision


Most people don’t use their imagination constructively, most people use their imagination destructively, they imagine what they don’t want, we have to consciously and deliberately imagine what we do want. If we will take and it down with a pen and ask yourself, what do I really want? Write it down and make a written description in the present tense, writing causes thinking, and thinking creates an image, and you get these images going. You’re building a vision in your mind, It’s the visionaries world.

Think of that, the fact that I can sit and look into this camera, and you can sit and look at me at your phone, or TV, or Laptop, that was the result of somebody’s vision. Everything you’ve got, the clothes you wear, the house you live in, this microphone that’s in front of me, it was all the result of somebody’s vision. It’s not an accident. You and I have a marvelous imagination and everything starts with the vision. Vincent Van Gogh was asked how he did such a beautiful work? He said first I dream my painting, and then I paint my dream.

Interview with Bob Proctor by Evan Carmichael

Rule of Success Be The Leader


There’s a box and there’s a leader, a leader get people excited about improving the quality of whatever it is, themselves, their work, whatever they’re doing. People follow leaders because they want to, people don’t follow our leaders because they have to, that becomes a form of dictatorship, and that never works. The great leaders’ people want to follow, and leaders inspired leaders to pull the very bust out of you, leaders know how to look inside and bring the best of you to the surface cause you look at the higher side of your own personality. What the world always is looking for its leader. Like it’s silly who’s gonna lead? The leaders gonna lead, and the leader just automatically emerges, if they threw 50 of us into a committee and say you don’t elect a leader, you may elect one, but the leaders gonna leading it probably isn’t the one that’s elected. Leaders know how to get the best out of people.

Interview with Bob Proctor by Evan Carmichael

Rule of Success Develop Your Imagination


Many years ago I read Napoleon Hill pointed out that the imagination is the most marvelous, miraculous, inconceivably powerful force that the world has ever known. The average individual uses the imagination if they use it at all against themselves they imagine what they don’t want but they imagine problems going. Let’s begin to use our imagination the way God intended to be used it’s greatest creative faculty that we possess and we can build anything we want you to wander around your home, or possibly your office, and take a look at all of the conveniences that you have there, that you didn’t have say two years, five years, five years, ten years, or 25 years ago. Do you know every one of them without exception was created in the mind of one individual with their imagination? You can use your imagination to go into the future and bring it into the present.

That’s what all highly successful people do, they see where they want to go and then they act like the person they want to become. It was William James from Harvard advice, he said “is the actors technique, act like the person you want to become.” How do you do that will use your imagination? It’s a strange phenomena but the greatest gift we’ve got as we use it very well up to the ages of four or possibly five. The little child we always wonder what’s going on in their mind, they’re using their imagination, their building wonderful pictures in their mind but when they get to school it comes to a halt, the teacher calls a child not paying attention or daydreaming, well what the child is really doing was exercising a phenomenal mental faculty.

We can see, hear, smell, taste, touch, therefore our physical benefit as long as we live in our physical body and corresponding with the material world, we will use our sensory factors. Same with animals they have also sensory factors but we as human beings created in God’s image have higher faculties, like perception, will, memory, intuition, reason, and imagination. These are marvelous tools, we can take our imagination and build an image in our mind of how we want to live. Block out what’s going now, don’t let your present results have anything to do with this. What you want is with your imagination that you will build everything that we want. The inventor of the camera was first created in the mind of one individual. Think of how our worlds changed, you see we were gifted with these higher faculties we’re God’s highest form of creation we were created in God’s image, we were given creative faculties to use, and you know they’re only used by two or three percent of the population it’s almost inconceivable that would people would wander around with so much power, potential, and squadron. The average person literally tiptoes through life who think, they make it safely to death it’s such a shame and it doesn’t have to be that way. Sequoia, a giant corporation, and a little weed creative departments, the reason for that is the average individual who does not believe that they are creative.

Everyone is created and no one is more creative than one another. It’s just that some have chosen to use their faculties to a greater degree than others. Imagination? What do you want? How do you really want to live? Build the picture in your mind, there’s a power that is flowing to and through you. A creative, unadulterated power a 37-year-old, curly, Russian photographer perfected apartment photography. We can actually photograph a person’s body and you see the energy glowing from them. Well, that energy flows into your mind and the images you build in your mind that’s going to dictate the vibration that this instrument you’re living in is in you. The vibration on the conscious level is called feeling, make certain that you exercise your imagination daily, build beautiful images in your mind on how you want to live, and then hold those pictures there and live
that way.

Through imagination, the greatest nation in the world was created, the imagination you’ve got one, it’s a marvelous creative tool, it deals with the invisible side of your personality, you see no one will ever see you, they’ll only see your body and they’ll see you the great work that you do, make certain that you work is a great work, and if you keep your imagination alive you’re gonna have a phenomenal life! You know life can get better every day and it will get better every day through the proper use of your imagination, what a wonderful idea.

Interview with Bob Proctor by Evan Carmichael

Business is Like a Person

How can we know if a person is healthy or not? We go for a check-up right? Worst without regular check-up we might get shock when a person diagnosed with terminal disease.

My dad just got a stroke last December 2018 after he walked several kilometers under the sun, after paying bills and about to go home, he just collapsed after he buy a bottle of water for him to drink. He immediately rushed to hospital nearby our place. After the hospital runs several diagnostic tests, we found out that he have several problems namely: his right brain stroke; heart, 2 valves are clogged; and water in the lungs . His hospitalization has a blessing in disguise since most of his complain are now being addressed with regards with his health, and it took him a while to go for a check-up after a hard blow of illness.

Same with business we need a monthly check-up to see if business is growing, we need system in place to collect, gather and record cash going in and out in a form of capitalization, income, receivables, payable and expenses.  Sometimes we look for help of an accountant or an attorney when we face a big problems, like bankruptcy, tax evasion or law suit from partners, suppliers, employees or from government but it all started when we fail to ask the experts advice. That’s what we do, we help you as partners in business by taking care of the back-end of your business while you take care of your daily operations and your customers.
We have Five (5) Steps to help you in your business.
1. We audit your receipts,
2. We collect, gather and record transactions,
3. We put it in the accounting system,
4. We provide you with Financial Reports,
5. We provide analysis and recommendations on what to do.
If we start right, with proper planning, and with an open mindset, there’s a future for our business to grow and alongside we are in the business of helping your business to succeed in whatever industry you are in.  We are here to help your business succeed!

Every Journey Begins With a Single Step

If you’ll take that first step, you can go anywhere you want to go. The 7 Baby Steps won’t be easy, but they’re guaranteed to work if you follow them. And we’re here to help every step of the way. But it’s up to you to get started. Are you ready?

Baby Step 1: Save $1,000 to Start an Emergency Fund

In this first step, the goal is to save $1,000 as fast as you can. An emergency fund is for those unexpected events in life you can’t plan for. Without an emergency fund, people tend to go into debt to cover those surprise expenses like plumbing issues or car troubles—but you’re not doing debt anymore!

Keep your emergency fund in a checking account separate from your regular account—that way you won’t dig a deeper hole while you’re trying to work your way out of debt. But saving $1,000 fast won’t be easy unless you’ve created a budget.

Baby Step 2: Pay off Debt Using the Debt Snowball Method

Now that you’re prepared to avoid future debt, it’s finally time to get rid of your current debt. Start by listing everything you owe except your mortgage. This is called the debt snowball method, and you’ll use it to knock out your debts one by one. You’ll order your debts by balance, smallest to largest. Don’t worry about interest rates unless two debts have similar payoffs—then you’ll list the higher interest rate debt first.

Attack the first balance on your list by paying as much as you can each month while making minimum payments on your other debts. When you’ve paid it off, add what you were paying on it to the payment on your next debt and start attacking it. Your results will keep you motivated to dump all your debt.

Before you know it, you’re debt-free! Millions of people have used Dave’s course Financial Peace University to beat debt for good.

Baby Step 3: Save 3–6 Months of Expenses for Emergencies

This step is all about building your full emergency fund with 3–6 months of expenses. After the momentum and intensity of Baby Step 2, it’s easy for your energy to fizzle out before you complete your emergency fund. Don’t let that happen!

In the same way, your $1,000 starter emergency fund kept you from going into debt over emergency expenses, your fully-funded emergency savings will protect you against life’s bigger surprises. Keep it in a separate checking account or money market account so you won’t be tempted to touch it. And remember, the easiest way to build up your emergency fund is by having a solid budget.

Baby Step 4: Invest 15% of Your Household Income Into Roth IRAs and Pre-Tax Retirement Funds

The money you were using to attack debt can now help build your future. In Baby Step 4, it’s time to get serious about retirement—no matter your age.

Your goal is to invest 15% of your household income into pre-tax retirement. Start by investing enough in your company 401(k) plan to receive the full employer match. Then invest the rest into Roth IRAs—one for you and one for your spouse if you’re married. If your company doesn’t offer a retirement plan or match your contributions, then go straight to the Roth IRA.

Spread the money across four types of mutual funds: growth, aggressive growth, growth and income, and international. Even a couple hundred dollars a month invested now can make you a multi-millionaire over time.

Baby Step 5: Save for Your Children’s College Fund

By this step, you’ve paid off all debts but the house and started your retirement savings. Now it’s time to save for your children’s college expenses. Saving now will put you ahead of the game when your teens graduate from high school.

Two smart ways to save for your children’s college are 529 college savings plans or ESAs (Education Savings Accounts). These are both tax-advantaged savings options specifically for saving and paying for college expenses. Similar to Roth IRAs for retirement, you can invest in mutual funds through these accounts.

Before you choose either option, do your homework! Depending on your income and what state you live in, a 529 might be better than an ESA. All that’s left then is to get started!

Baby Step 6: Pay off Your Home Early

Baby Step 6 is the big one! There’s only one more debt standing in the way of your debt freedom—your mortgage. Can you imagine your life with no house payment? Think of this part of your journey to debt freedom as a marathon.

Any extra money you can put toward your mortgage will help save you tens of thousands of dollars in monthly (or even yearly) interest. If you currently have an ARM, interest-only, or even 30-year mortgage, consider refinancing to a 15-year, fixed-rate mortgage. Or talk to a real estate professional recommended by Dave to help you reach your goal.

Baby Step 7: Build Wealth and Give

You know what people with no debt and no payments can do? Anything they want! Baby Step 7 is the last step and, by far, the most fun.

Now you can truly live and give like no one else by building wealth, becoming insanely generous, and leaving an inheritance for future generations. And it’s all because you had discipline for a few years. Now that’s leaving a legacy!

Your perseverance and good habits got you here, so keep setting goals and budgeting every month. Max out your 401(k) and Roth IRAs so you can continue to live and give like no one else—even in retirement.

Now that you have reached your financial goals, help someone else get started on their own journey with The Starter Special.

Our Story

As an ordinary Filipino who graduated from an average university, to be employed and have an ordinary salary, to go through the cycle of rut race of going through the motion of getting up in the morning to go to work and to get back home in the evening is a discipline itself but it should not be the end of it but a start to take your dream to another level.
I remember when I was a boy our parents and our uncle and aunties asked us what are we dreaming about when we grow up and of course as a child we want something grandeur with our life. An average dream of a child is to have their own home, car, and trip overseas, but as we grow we tend to compromise our dreams based on what we earn. I’m thinking of my middle age if I can achieve those average dreams of an average child? The answer sadly is not when we do not strive to earn for more. This does not mean to abuse ourselves with double or triple jobs to earn more, what I’m trying to say is to know that instead of working for money, money should be the one to work for us.
Back in 2010, I remember, I have a dispute with my manager for an ambitious task that needed to be done and because I cannot do it on my own, I remember that was the last job I got and promise to myself that I will not enter again to be employed and explore the other side of the equation to be an employer and from thereon things become to change, I earn my income based on other people’s time and other people’s money. The rest is history.
If an ordinary Filipino like me can do it how much more for those people who are in the employment sector who have dreams and ambitions in life? Same with the unemployed sector if they employ themselves then what a beautiful world we live in, where unemployment would no longer be a problem, and since we are all employed we now get employment from the neighboring countries. This is our vision for our Filipino people, together we make a difference in the life of others through our businesses.
What happened to our dreams? Then we’re able to earn more than our dreams and be able to share our dreams even to others as we progress in life by building businesses, we build lives through employment and what a beautiful world to live in when you see the progress of each one of us a dream fulfilled!